French Quarter Business
FRENCH QUARTER BUSINESS ASSOCIATION

FQBA PROPERTY & FLOOD INSURANCE PROGRAM

The FQBA property and flood insurance program is one of the most comprehensive and competitively priced insurance programs in Louisiana. The FQBA property and flood insurance program offers numerous coverages and limits that can only be obtained from the FQBA. We do not know of any other insurance program that offers a larger selection of coverage at such low pricing levels than the FQBA program. The property and flood program is highly flexible allowing every business to customize their insurance policy in order to meet budget expectations. This highly competitive program offers coverage limits from $100,000 to $250 million.

The FQBA property and flood program is underwritten by four A rated multi-billion assets insurance companies. Only FQBA members within the geographic territory are eligible for the property and flood insurance program.


Property and Flood Insurance Program:


  • Variety of wind deductible 2, 3, 5, 10, 15 percent
  • Business Interruption Actual Loss Sustained
  • Business Interruption from Utility Failure
  • Business Interruption Time Deductibles or Dollar Deductibles
  • Business Interruption Due to Flood
  • Business Interruption from Mandatory Hurricane Evacuation
  • Loss of Rents Due to Flood or Mandatory Evacuation
  • Mandatory Evacuation Extra Expenses to establish new offices
  • Mold/Fungus Limits Available
  • Food and Wine Spoilage Limit to $1 million
  • Excess Flood Insurance
  • Building Ordinance from Demolition and Increase Construction Costs
  • Higher Debris Removal Limits for Older Buildings
  • Earthquake Coverage
  • Domestic and Foreign Terrorism


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